Choosing a Good Car Insurance

Choosing a car insurance easy-so easy. Sometimes the only insurance we have
if it is ever to benefit from the natural or the events that befall us that
cause the vehicle and property due to the disaster we are exhausted, and so forth.
Here is wisdom from the KTA get or natural events that befall us. We
and insurance companies look for safety and comfort of all property
even our lives also. Along with the trend of increasing traffic density in
road and follow-up crime, then increasing the likelihood of
natural that the car we, from the relatively mild, such as resolution, scratches,
theft rearview mirror, until such a heavy collision, theft of motor vehicles
even robbery.
To meet the needs of security, you can choose the car insurance products that can be
provide protection against risks that may occur on your car.
Many insurance companies claim they are the best. This can be seen that there is
insurance products offered to the public through ads, does not have nearly the
less. Similarly, the performance of the campaign that they do, which always show
OK. Therefore, there are several factors that should be considered in
the process of selecting an insurance company especially for life insurance and loss.
Things to remember in selecting insurance companies in general there are three factors.
First, the financial strength (security). Second, the service (service). And third, the cost. Trouble
financial strength of insurance companies concerning the financial ability to
fulfill his promise when membutuhkann consumers. This important note, because it does not
few insurance companies that appear on the outside dressed. For example gedungnya
, the vehicle direksinya good-good. But when going from the customer claims,
the company is not able to pay.
Services (service) is a mirror to which human resources in the company
quality or not. Moreover, insurance companies sell services, and services prime
is the main key. For example, the extent to which the speed of both published in
especially in the policy or claim payment santunan. In addition, the problem of actually
can be perceived by the customer. Is this insurance company is exactly the
provide the best service for customers.
The problem is the cost of the cost incurred by insurance companies in
operations. If the cost is greater than income, then clearly the company
is not efficient. If it is not efficient, then the edges will have a loss. And if the ongoing loss, certainly not healthy.
In addition, it is important to consider when choosing a motor vehicle insurance are:
- Determine the type of insurance you want. Protection overall
(all risk) to provide protection the most good, but you need to take into account the
ekonomisnya. Loss or damage to the vehicle caused by collision,
impact, inverted, slipped from the road. Fire, crane charges, theft, including theft
the didahului / accompanied or followed by violence or threats and additional security.
- Do not just glued on the size of the premium to be paid. View credibility
the company, especially in terms of services, claims handling and the ability
financially.
- Many insurance companies and a credible bonafid, albeit without the support
re-insurance company. But no one find out the company's track record
re-insurance (if any).
- Are companies that provide additional benefits, such as 24-hour claim service, crane
free, car replacement, insurance claim process 24 hours, etc?
- It is a good idea to see your network workshop partner company. How many in number, in
which location and how the quality of these workshops.
- Understand apasaja correct your rights and obligations. What can you do and what
who does not. Are there exceptions in the policy contract, what ruginya fortunately for you?
- Do not be deceived with the bid-offer provided by the company
insurance. Get to know before making a decision, and choose a healthy insurance.