Skip to main content

Loss of or damage to your car

If your car is lost, stolen or damaged, we may:

1. pay for your car to be repaired;
2. replace your car; or
3. pay you a cash amount equal to the loss
or damage.

When we settle claims, we may take off
an amount for wear, tear and loss of value.
The same cover also applies to your car’s
accessories and spare parts while they are in
or on your car or in your private garage. We will
also pay for loss of, or damage to, your car’s
audio equipment or satellite navigation system
(up to £500, unless it was fitted by
the manufacturer). The equipment will also
be covered while it is away from your car
or private garage if it:

1. has been designed to be totally or
partially removed;
2. cannot work without being attached to
your car; and
3. has been temporarily removed for
security reasons.

The most we will pay will be the market value
of your car at the time of the loss.
If you cannot drive your car as a result of
damage insured under this policy, we will pay
the reasonable costs of:

1. protecting your car and removing it to the
nearest Norwich Union Direct approved
repairers; and
2. delivering your car back to your address in
the British Isles after the repairs have been
carried out.
If we know that you are still paying for your car
under a hire purchase or leasing agreement, we
will pay any claim to the owner described in
that agreement. Our liability under this policy
will then end.

Accident recovery

If your car is not safe to drive after an accident,
phone us and we will arrange for someone to
come out and help you.

If your car cannot be made roadworthy within a
reasonable time, we will take it to a Norwich
Union Direct approved repairer and we will
arrange to transport you and your passengers
home or to your destination within the United
Kingdom of Great Britain and Northern Ireland.
We can take your car to a repairer of your
choice if this is nearer, but this may lead to
delays in arranging for repairs to your car.

Our employees and contractors will use
reasonable care and skill when providing the
accident recovery service. However, they can
cancel services or refuse to provide them if, in
their opinion, your demands are excessive,
unreasonable or not practical.

Comments

Post a Comment

Popular posts from this blog

○ If a traffic accident *Move the car to a safe place, turn off the engine and car *If one is hurt, immediately call an ambulance (telephone number: 119) *Contact the police and give a report on the accident (telephone number: 110) *name, address, telephone number, and your car number plate *If there are witnesses, and record the name of the place that people can be contacted. *Contact the insurance ○? Jibaiseki hoken? This insurance is a change-loss insurance is compulsory car owned by the owner of each vehicle. This has been defined in the law. ○? Nin-i hoken? This insurance is insurance that car owners the option to set the maximum number of cases in each. If the number of change-loss through a maximum claim limit, the car owners have to pay money. ○ Sharing assist in case of disaster accident There are some places that make up the system public assistance agencies (depending on the policy area). Money is the intention of 600 yen / person for a year. Each member of the ...
2 comments
Read more

carinsurance

Motor insurance or car insurance available in all countries and is mandatory for anyone who drives a vehicle on public roads. Insurance rates vary and so do policies. Car insurance used to protect your car and yourself for any damages caused by accidents, theft and natural disasters. If someone is driving without a valid car insurance, can become dangerous because they will be responsible for repairing the car, which could explain the large bills. On the other hand if you have insurance, automobile insurance companies will give you complete coverage. Today is very easy to get car insurance there are so many insurance companies that provide various types of car covers. The best way to find car insurance company that's right for yourself is to first find out about all the traders in the market, compare their rates and also look at various types of cover they provide a car. In this way you will be able to find the most competitive prices and maximum insurance cover. When driving a car...
2 comments
Read more

Car Insurance Basics

Buying a car insurance policy is like making a contract between you and an insurance company. You promise to pay a certain amount of money on a regular basis. They promise to pay for specific car-related expenses as long as the policy is in effect. Before we get into more detail, let’s define some basic car insurance terms. PREMIUM The premium is how much you will be charged for each type of coverage you choose – basically, how much this whole thing is going to cost you. Looking at premiums can help you compare insurance offers and identify possible savings opportunities. Most insurers will give you options for paying your premium, such as paying all upfront or making a down payment (often 2 months worth) and then paying the rest in monthly installments. POLICY PERIOD Your insurance coverage is only in effect during the period specified in your policy. Typically, auto policies are in effect for six months or one-year terms. When you are shopping for insurance, be sure ...
2 comments
Read more